LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,920
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,006
−HK$1,104/mo
Today · 4.125%
HK$37,110
baseline
▲ 0.50% · 4.625%
HK$39,368
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,220/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,848
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,890
−HK$1,057/mo
Today · 4.125%
HK$40,947
baseline
▲ 0.50% · 4.625%
HK$43,105
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,894/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,904
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,207
−HK$1,325/mo
Today · 4.125%
HK$44,532
baseline
▲ 0.50% · 4.625%
HK$47,241
+HK$2,709/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,064/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,618
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,868
−HK$1,268/mo
Today · 4.125%
HK$49,136
baseline
▲ 0.50% · 4.625%
HK$51,726
+HK$2,590/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,272/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,888
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,409
−HK$1,545/mo
Today · 4.125%
HK$51,954
baseline
▲ 0.50% · 4.625%
HK$55,115
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,908/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,387
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,846
−HK$1,480/mo
Today · 4.125%
HK$57,326
baseline
▲ 0.50% · 4.625%
HK$60,347
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,652/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,856
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,811
−HK$1,986/mo
Today · 4.125%
HK$66,797
baseline
▲ 0.50% · 4.625%
HK$70,862
+HK$4,065/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,594/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,926
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,802
−HK$1,902/mo
Today · 4.125%
HK$73,704
baseline
▲ 0.50% · 4.625%
HK$77,589
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,408/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,276 · Scale 2, in force from 26 Feb 2026)