LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,921
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,007
−HK$1,104/mo
Today · 4.125%
HK$37,111
baseline
▲ 0.50% · 4.625%
HK$39,369
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,222/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,849
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,891
−HK$1,057/mo
Today · 4.125%
HK$40,948
baseline
▲ 0.50% · 4.625%
HK$43,106
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,896/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,905
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,208
−HK$1,325/mo
Today · 4.125%
HK$44,533
baseline
▲ 0.50% · 4.625%
HK$47,242
+HK$2,709/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,066/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,619
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,869
−HK$1,268/mo
Today · 4.125%
HK$49,137
baseline
▲ 0.50% · 4.625%
HK$51,728
+HK$2,591/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,274/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,889
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,410
−HK$1,545/mo
Today · 4.125%
HK$51,955
baseline
▲ 0.50% · 4.625%
HK$55,116
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,910/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,389
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,847
−HK$1,480/mo
Today · 4.125%
HK$57,327
baseline
▲ 0.50% · 4.625%
HK$60,349
+HK$3,022/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,654/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,857
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,813
−HK$1,986/mo
Today · 4.125%
HK$66,799
baseline
▲ 0.50% · 4.625%
HK$70,864
+HK$4,065/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,598/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,928
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,804
−HK$1,902/mo
Today · 4.125%
HK$73,706
baseline
▲ 0.50% · 4.625%
HK$77,591
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,412/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,291 · Scale 2, in force from 26 Feb 2026)