LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,922
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,008
−HK$1,104/mo
Today · 4.125%
HK$37,112
baseline
▲ 0.50% · 4.625%
HK$39,370
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,224/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,850
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,892
−HK$1,057/mo
Today · 4.125%
HK$40,949
baseline
▲ 0.50% · 4.625%
HK$43,107
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,898/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,906
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,210
−HK$1,324/mo
Today · 4.125%
HK$44,534
baseline
▲ 0.50% · 4.625%
HK$47,244
+HK$2,710/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,068/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,620
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,870
−HK$1,269/mo
Today · 4.125%
HK$49,139
baseline
▲ 0.50% · 4.625%
HK$51,729
+HK$2,590/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,278/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,890
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,411
−HK$1,545/mo
Today · 4.125%
HK$51,956
baseline
▲ 0.50% · 4.625%
HK$55,118
+HK$3,162/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,912/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,390
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,849
−HK$1,480/mo
Today · 4.125%
HK$57,329
baseline
▲ 0.50% · 4.625%
HK$60,350
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,658/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,859
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,814
−HK$1,987/mo
Today · 4.125%
HK$66,801
baseline
▲ 0.50% · 4.625%
HK$70,865
+HK$4,064/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,602/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,930
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,805
−HK$1,903/mo
Today · 4.125%
HK$73,708
baseline
▲ 0.50% · 4.625%
HK$77,593
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,416/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,305 · Scale 2, in force from 26 Feb 2026)