LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,922
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,008
−HK$1,104/mo
Today · 4.125%
HK$37,112
baseline
▲ 0.50% · 4.625%
HK$39,370
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,224/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,850
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,892
−HK$1,057/mo
Today · 4.125%
HK$40,949
baseline
▲ 0.50% · 4.625%
HK$43,108
+HK$2,159/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,898/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,906
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,210
−HK$1,324/mo
Today · 4.125%
HK$44,534
baseline
▲ 0.50% · 4.625%
HK$47,244
+HK$2,710/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,068/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,620
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,871
−HK$1,268/mo
Today · 4.125%
HK$49,139
baseline
▲ 0.50% · 4.625%
HK$51,729
+HK$2,590/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,278/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,891
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,412
−HK$1,545/mo
Today · 4.125%
HK$51,957
baseline
▲ 0.50% · 4.625%
HK$55,118
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,914/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,391
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,849
−HK$1,480/mo
Today · 4.125%
HK$57,329
baseline
▲ 0.50% · 4.625%
HK$60,351
+HK$3,022/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,658/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,860
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,815
−HK$1,986/mo
Today · 4.125%
HK$66,801
baseline
▲ 0.50% · 4.625%
HK$70,866
+HK$4,065/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,602/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,931
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,806
−HK$1,903/mo
Today · 4.125%
HK$73,709
baseline
▲ 0.50% · 4.625%
HK$77,594
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,418/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,311 · Scale 2, in force from 26 Feb 2026)