LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,924
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,010
−HK$1,104/mo
Today · 4.125%
HK$37,114
baseline
▲ 0.50% · 4.625%
HK$39,372
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,228/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,853
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,895
−HK$1,057/mo
Today · 4.125%
HK$40,952
baseline
▲ 0.50% · 4.625%
HK$43,110
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,904/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,909
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,212
−HK$1,325/mo
Today · 4.125%
HK$44,537
baseline
▲ 0.50% · 4.625%
HK$47,247
+HK$2,710/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,074/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,623
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,874
−HK$1,268/mo
Today · 4.125%
HK$49,142
baseline
▲ 0.50% · 4.625%
HK$51,732
+HK$2,590/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,284/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,894
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,414
−HK$1,546/mo
Today · 4.125%
HK$51,960
baseline
▲ 0.50% · 4.625%
HK$55,121
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,920/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,394
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,852
−HK$1,480/mo
Today · 4.125%
HK$57,332
baseline
▲ 0.50% · 4.625%
HK$60,354
+HK$3,022/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,664/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,863
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,819
−HK$1,986/mo
Today · 4.125%
HK$66,805
baseline
▲ 0.50% · 4.625%
HK$70,870
+HK$4,065/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,610/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,935
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,810
−HK$1,903/mo
Today · 4.125%
HK$73,713
baseline
▲ 0.50% · 4.625%
HK$77,599
+HK$3,886/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,426/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,344 · Scale 2, in force from 26 Feb 2026)