LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,925
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,011
−HK$1,104/mo
Today · 4.125%
HK$37,115
baseline
▲ 0.50% · 4.625%
HK$39,373
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,230/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,854
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,896
−HK$1,057/mo
Today · 4.125%
HK$40,953
baseline
▲ 0.50% · 4.625%
HK$43,111
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,906/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,910
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,213
−HK$1,325/mo
Today · 4.125%
HK$44,538
baseline
▲ 0.50% · 4.625%
HK$47,248
+HK$2,710/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,076/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,624
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,875
−HK$1,268/mo
Today · 4.125%
HK$49,143
baseline
▲ 0.50% · 4.625%
HK$51,734
+HK$2,591/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,286/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,895
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,416
−HK$1,545/mo
Today · 4.125%
HK$51,961
baseline
▲ 0.50% · 4.625%
HK$55,123
+HK$3,162/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,922/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,395
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,854
−HK$1,480/mo
Today · 4.125%
HK$57,334
baseline
▲ 0.50% · 4.625%
HK$60,356
+HK$3,022/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,668/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,865
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,820
−HK$1,987/mo
Today · 4.125%
HK$66,807
baseline
▲ 0.50% · 4.625%
HK$70,872
+HK$4,065/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,614/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,936
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,812
−HK$1,903/mo
Today · 4.125%
HK$73,715
baseline
▲ 0.50% · 4.625%
HK$77,600
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,430/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,357 · Scale 2, in force from 26 Feb 2026)