LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,926
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,012
−HK$1,104/mo
Today · 4.125%
HK$37,116
baseline
▲ 0.50% · 4.625%
HK$39,374
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,232/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,854
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,896
−HK$1,058/mo
Today · 4.125%
HK$40,954
baseline
▲ 0.50% · 4.625%
HK$43,112
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,908/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,911
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,214
−HK$1,325/mo
Today · 4.125%
HK$44,539
baseline
▲ 0.50% · 4.625%
HK$47,249
+HK$2,710/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,078/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,625
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,876
−HK$1,268/mo
Today · 4.125%
HK$49,144
baseline
▲ 0.50% · 4.625%
HK$51,735
+HK$2,591/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,288/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,896
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,417
−HK$1,545/mo
Today · 4.125%
HK$51,962
baseline
▲ 0.50% · 4.625%
HK$55,124
+HK$3,162/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,924/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,396
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,855
−HK$1,480/mo
Today · 4.125%
HK$57,335
baseline
▲ 0.50% · 4.625%
HK$60,357
+HK$3,022/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,670/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,866
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,822
−HK$1,986/mo
Today · 4.125%
HK$66,808
baseline
▲ 0.50% · 4.625%
HK$70,874
+HK$4,066/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,616/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,938
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,814
−HK$1,902/mo
Today · 4.125%
HK$73,716
baseline
▲ 0.50% · 4.625%
HK$77,602
+HK$3,886/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,432/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,371 · Scale 2, in force from 26 Feb 2026)