LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,926
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,013
−HK$1,103/mo
Today · 4.125%
HK$37,116
baseline
▲ 0.50% · 4.625%
HK$39,375
+HK$2,259/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,232/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,855
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,897
−HK$1,057/mo
Today · 4.125%
HK$40,954
baseline
▲ 0.50% · 4.625%
HK$43,113
+HK$2,159/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,908/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,912
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,215
−HK$1,325/mo
Today · 4.125%
HK$44,540
baseline
▲ 0.50% · 4.625%
HK$47,250
+HK$2,710/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,080/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,626
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,877
−HK$1,268/mo
Today · 4.125%
HK$49,145
baseline
▲ 0.50% · 4.625%
HK$51,736
+HK$2,591/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,290/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,897
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,418
−HK$1,545/mo
Today · 4.125%
HK$51,963
baseline
▲ 0.50% · 4.625%
HK$55,125
+HK$3,162/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$103,926/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,397
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,856
−HK$1,480/mo
Today · 4.125%
HK$57,336
baseline
▲ 0.50% · 4.625%
HK$60,358
+HK$3,022/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$114,672/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,867
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,823
−HK$1,987/mo
Today · 4.125%
HK$66,810
baseline
▲ 0.50% · 4.625%
HK$70,875
+HK$4,065/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,620/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,939
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,815
−HK$1,903/mo
Today · 4.125%
HK$73,718
baseline
▲ 0.50% · 4.625%
HK$77,604
+HK$3,886/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,436/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,381 · Scale 2, in force from 26 Feb 2026)