LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,927
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,013
−HK$1,104/mo
Today · 4.125%
HK$37,117
baseline
▲ 0.50% · 4.625%
HK$39,375
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,234/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,855
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,898
−HK$1,057/mo
Today · 4.125%
HK$40,955
baseline
▲ 0.50% · 4.625%
HK$43,113
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,910/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,912
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,216
−HK$1,324/mo
Today · 4.125%
HK$44,540
baseline
▲ 0.50% · 4.625%
HK$47,250
+HK$2,710/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,080/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,627
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,877
−HK$1,269/mo
Today · 4.125%
HK$49,146
baseline
▲ 0.50% · 4.625%
HK$51,736
+HK$2,590/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,292/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,897
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,418
−HK$1,545/mo
Today · 4.125%
HK$51,963
baseline
▲ 0.50% · 4.625%
HK$55,125
+HK$3,162/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$103,926/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,398
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,857
−HK$1,480/mo
Today · 4.125%
HK$57,337
baseline
▲ 0.50% · 4.625%
HK$60,359
+HK$3,022/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$114,674/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,868
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,823
−HK$1,987/mo
Today · 4.125%
HK$66,810
baseline
▲ 0.50% · 4.625%
HK$70,875
+HK$4,065/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,620/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,940
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,816
−HK$1,902/mo
Today · 4.125%
HK$73,718
baseline
▲ 0.50% · 4.625%
HK$77,604
+HK$3,886/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,436/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,386 · Scale 2, in force from 26 Feb 2026)