LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,927
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,014
−HK$1,103/mo
Today · 4.125%
HK$37,117
baseline
▲ 0.50% · 4.625%
HK$39,376
+HK$2,259/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,234/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,856
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,898
−HK$1,057/mo
Today · 4.125%
HK$40,955
baseline
▲ 0.50% · 4.625%
HK$43,114
+HK$2,159/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,910/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,913
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,216
−HK$1,325/mo
Today · 4.125%
HK$44,541
baseline
▲ 0.50% · 4.625%
HK$47,251
+HK$2,710/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,082/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,627
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,878
−HK$1,269/mo
Today · 4.125%
HK$49,147
baseline
▲ 0.50% · 4.625%
HK$51,737
+HK$2,590/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,294/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,898
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,419
−HK$1,545/mo
Today · 4.125%
HK$51,964
baseline
▲ 0.50% · 4.625%
HK$55,126
+HK$3,162/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$103,928/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,399
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,858
−HK$1,480/mo
Today · 4.125%
HK$57,338
baseline
▲ 0.50% · 4.625%
HK$60,360
+HK$3,022/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$114,676/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,869
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,825
−HK$1,986/mo
Today · 4.125%
HK$66,811
baseline
▲ 0.50% · 4.625%
HK$70,877
+HK$4,066/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,622/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,941
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,817
−HK$1,903/mo
Today · 4.125%
HK$73,720
baseline
▲ 0.50% · 4.625%
HK$77,606
+HK$3,886/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,440/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,397 · Scale 2, in force from 26 Feb 2026)