LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,928
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,015
−HK$1,104/mo
Today · 4.125%
HK$37,119
baseline
▲ 0.50% · 4.625%
HK$39,377
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,238/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,858
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,900
−HK$1,057/mo
Today · 4.125%
HK$40,957
baseline
▲ 0.50% · 4.625%
HK$43,116
+HK$2,159/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,914/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,914
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,218
−HK$1,324/mo
Today · 4.125%
HK$44,542
baseline
▲ 0.50% · 4.625%
HK$47,253
+HK$2,711/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,084/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,629
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,880
−HK$1,268/mo
Today · 4.125%
HK$49,148
baseline
▲ 0.50% · 4.625%
HK$51,739
+HK$2,591/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,296/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,900
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,421
−HK$1,545/mo
Today · 4.125%
HK$51,966
baseline
▲ 0.50% · 4.625%
HK$55,128
+HK$3,162/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$103,932/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,401
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,859
−HK$1,481/mo
Today · 4.125%
HK$57,340
baseline
▲ 0.50% · 4.625%
HK$60,362
+HK$3,022/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$114,680/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,871
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,827
−HK$1,987/mo
Today · 4.125%
HK$66,814
baseline
▲ 0.50% · 4.625%
HK$70,879
+HK$4,065/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,628/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,944
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,819
−HK$1,903/mo
Today · 4.125%
HK$73,722
baseline
▲ 0.50% · 4.625%
HK$77,608
+HK$3,886/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,444/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,416 · Scale 2, in force from 26 Feb 2026)