LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,930
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,017
−HK$1,104/mo
Today · 4.125%
HK$37,121
baseline
▲ 0.50% · 4.625%
HK$39,379
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,242/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,860
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,902
−HK$1,057/mo
Today · 4.125%
HK$40,959
baseline
▲ 0.50% · 4.625%
HK$43,118
+HK$2,159/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,918/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,916
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,220
−HK$1,325/mo
Today · 4.125%
HK$44,545
baseline
▲ 0.50% · 4.625%
HK$47,255
+HK$2,710/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,090/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,631
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,882
−HK$1,269/mo
Today · 4.125%
HK$49,151
baseline
▲ 0.50% · 4.625%
HK$51,742
+HK$2,591/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,302/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,902
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,423
−HK$1,546/mo
Today · 4.125%
HK$51,969
baseline
▲ 0.50% · 4.625%
HK$55,131
+HK$3,162/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$103,938/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,403
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,862
−HK$1,481/mo
Today · 4.125%
HK$57,343
baseline
▲ 0.50% · 4.625%
HK$60,365
+HK$3,022/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$114,686/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,874
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,830
−HK$1,987/mo
Today · 4.125%
HK$66,817
baseline
▲ 0.50% · 4.625%
HK$70,883
+HK$4,066/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,634/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,947
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,823
−HK$1,903/mo
Today · 4.125%
HK$73,726
baseline
▲ 0.50% · 4.625%
HK$77,612
+HK$3,886/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,452/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,446 · Scale 2, in force from 26 Feb 2026)