LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,933
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,019
−HK$1,104/mo
Today · 4.125%
HK$37,123
baseline
▲ 0.50% · 4.625%
HK$39,382
+HK$2,259/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,246/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,862
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,905
−HK$1,057/mo
Today · 4.125%
HK$40,962
baseline
▲ 0.50% · 4.625%
HK$43,121
+HK$2,159/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,924/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,919
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,223
−HK$1,325/mo
Today · 4.125%
HK$44,548
baseline
▲ 0.50% · 4.625%
HK$47,259
+HK$2,711/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,096/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,635
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,886
−HK$1,268/mo
Today · 4.125%
HK$49,154
baseline
▲ 0.50% · 4.625%
HK$51,745
+HK$2,591/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,308/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,906
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,427
−HK$1,546/mo
Today · 4.125%
HK$51,973
baseline
▲ 0.50% · 4.625%
HK$55,135
+HK$3,162/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$103,946/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,407
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,867
−HK$1,480/mo
Today · 4.125%
HK$57,347
baseline
▲ 0.50% · 4.625%
HK$60,370
+HK$3,023/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$114,694/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,879
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,835
−HK$1,987/mo
Today · 4.125%
HK$66,822
baseline
▲ 0.50% · 4.625%
HK$70,888
+HK$4,066/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,644/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,952
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,828
−HK$1,904/mo
Today · 4.125%
HK$73,732
baseline
▲ 0.50% · 4.625%
HK$77,618
+HK$3,886/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,464/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,489 · Scale 2, in force from 26 Feb 2026)