LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,933
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,020
−HK$1,104/mo
Today · 4.125%
HK$37,124
baseline
▲ 0.50% · 4.625%
HK$39,383
+HK$2,259/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,248/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,863
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,905
−HK$1,058/mo
Today · 4.125%
HK$40,963
baseline
▲ 0.50% · 4.625%
HK$43,122
+HK$2,159/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,926/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,920
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,224
−HK$1,325/mo
Today · 4.125%
HK$44,549
baseline
▲ 0.50% · 4.625%
HK$47,260
+HK$2,711/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,098/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,636
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,886
−HK$1,269/mo
Today · 4.125%
HK$49,155
baseline
▲ 0.50% · 4.625%
HK$51,746
+HK$2,591/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,310/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,907
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,428
−HK$1,546/mo
Today · 4.125%
HK$51,974
baseline
▲ 0.50% · 4.625%
HK$55,136
+HK$3,162/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$103,948/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,408
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,867
−HK$1,481/mo
Today · 4.125%
HK$57,348
baseline
▲ 0.50% · 4.625%
HK$60,371
+HK$3,023/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$114,696/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,880
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,836
−HK$1,987/mo
Today · 4.125%
HK$66,823
baseline
▲ 0.50% · 4.625%
HK$70,889
+HK$4,066/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,646/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,954
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,830
−HK$1,903/mo
Today · 4.125%
HK$73,733
baseline
▲ 0.50% · 4.625%
HK$77,619
+HK$3,886/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,466/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,498 · Scale 2, in force from 26 Feb 2026)