LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,935
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,021
−HK$1,104/mo
Today · 4.125%
HK$37,125
baseline
▲ 0.50% · 4.625%
HK$39,384
+HK$2,259/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,250/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,864
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,907
−HK$1,057/mo
Today · 4.125%
HK$40,964
baseline
▲ 0.50% · 4.625%
HK$43,123
+HK$2,159/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,928/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,921
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,225
−HK$1,325/mo
Today · 4.125%
HK$44,550
baseline
▲ 0.50% · 4.625%
HK$47,261
+HK$2,711/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,100/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,637
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,888
−HK$1,269/mo
Today · 4.125%
HK$49,157
baseline
▲ 0.50% · 4.625%
HK$51,748
+HK$2,591/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,314/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,908
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,430
−HK$1,545/mo
Today · 4.125%
HK$51,975
baseline
▲ 0.50% · 4.625%
HK$55,138
+HK$3,163/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$103,950/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,410
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,869
−HK$1,481/mo
Today · 4.125%
HK$57,350
baseline
▲ 0.50% · 4.625%
HK$60,373
+HK$3,023/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$114,700/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,882
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,838
−HK$1,987/mo
Today · 4.125%
HK$66,825
baseline
▲ 0.50% · 4.625%
HK$70,892
+HK$4,067/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,650/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,956
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,832
−HK$1,903/mo
Today · 4.125%
HK$73,735
baseline
▲ 0.50% · 4.625%
HK$77,622
+HK$3,887/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,470/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,518 · Scale 2, in force from 26 Feb 2026)