LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,935
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,021
−HK$1,105/mo
Today · 4.125%
HK$37,126
baseline
▲ 0.50% · 4.625%
HK$39,385
+HK$2,259/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,252/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,865
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,907
−HK$1,057/mo
Today · 4.125%
HK$40,964
baseline
▲ 0.50% · 4.625%
HK$43,124
+HK$2,160/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,928/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,922
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,226
−HK$1,325/mo
Today · 4.125%
HK$44,551
baseline
▲ 0.50% · 4.625%
HK$47,261
+HK$2,710/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,102/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,638
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,888
−HK$1,269/mo
Today · 4.125%
HK$49,157
baseline
▲ 0.50% · 4.625%
HK$51,748
+HK$2,591/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,314/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,909
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,430
−HK$1,546/mo
Today · 4.125%
HK$51,976
baseline
▲ 0.50% · 4.625%
HK$55,138
+HK$3,162/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$103,952/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,410
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,870
−HK$1,480/mo
Today · 4.125%
HK$57,350
baseline
▲ 0.50% · 4.625%
HK$60,373
+HK$3,023/mo
Deposit HK$4.60M · loan HK$10.72M · min. income ≈ HK$114,700/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,883
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,839
−HK$1,987/mo
Today · 4.125%
HK$66,826
baseline
▲ 0.50% · 4.625%
HK$70,892
+HK$4,066/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,652/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,956
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,833
−HK$1,903/mo
Today · 4.125%
HK$73,736
baseline
▲ 0.50% · 4.625%
HK$77,623
+HK$3,887/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,472/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,522 · Scale 2, in force from 26 Feb 2026)