LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,938
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,025
−HK$1,104/mo
Today · 4.125%
HK$37,129
baseline
▲ 0.50% · 4.625%
HK$39,388
+HK$2,259/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,258/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,868
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,911
−HK$1,057/mo
Today · 4.125%
HK$40,968
baseline
▲ 0.50% · 4.625%
HK$43,128
+HK$2,160/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,936/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,926
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,230
−HK$1,325/mo
Today · 4.125%
HK$44,555
baseline
▲ 0.50% · 4.625%
HK$47,266
+HK$2,711/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,110/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,642
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,893
−HK$1,269/mo
Today · 4.125%
HK$49,162
baseline
▲ 0.50% · 4.625%
HK$51,753
+HK$2,591/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,324/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,913
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,435
−HK$1,546/mo
Today · 4.125%
HK$51,981
baseline
▲ 0.50% · 4.625%
HK$55,144
+HK$3,163/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$103,962/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,416
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,875
−HK$1,481/mo
Today · 4.125%
HK$57,356
baseline
▲ 0.50% · 4.625%
HK$60,379
+HK$3,023/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,712/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,889
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,845
−HK$1,987/mo
Today · 4.125%
HK$66,832
baseline
▲ 0.50% · 4.625%
HK$70,899
+HK$4,067/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,664/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,963
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,839
−HK$1,904/mo
Today · 4.125%
HK$73,743
baseline
▲ 0.50% · 4.625%
HK$77,630
+HK$3,887/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,486/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,577 · Scale 2, in force from 26 Feb 2026)