LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,939
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,026
−HK$1,104/mo
Today · 4.125%
HK$37,130
baseline
▲ 0.50% · 4.625%
HK$39,389
+HK$2,259/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,260/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,869
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,912
−HK$1,057/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,129
+HK$2,160/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,927
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,231
−HK$1,325/mo
Today · 4.125%
HK$44,556
baseline
▲ 0.50% · 4.625%
HK$47,267
+HK$2,711/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,112/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,643
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,894
−HK$1,269/mo
Today · 4.125%
HK$49,163
baseline
▲ 0.50% · 4.625%
HK$51,755
+HK$2,592/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,326/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,915
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,436
−HK$1,546/mo
Today · 4.125%
HK$51,982
baseline
▲ 0.50% · 4.625%
HK$55,145
+HK$3,163/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$103,964/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,417
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,876
−HK$1,481/mo
Today · 4.125%
HK$57,357
baseline
▲ 0.50% · 4.625%
HK$60,380
+HK$3,023/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,714/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,890
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,846
−HK$1,988/mo
Today · 4.125%
HK$66,834
baseline
▲ 0.50% · 4.625%
HK$70,901
+HK$4,067/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,668/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,965
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,841
−HK$1,904/mo
Today · 4.125%
HK$73,745
baseline
▲ 0.50% · 4.625%
HK$77,632
+HK$3,887/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,490/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,591 · Scale 2, in force from 26 Feb 2026)