LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,944
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,031
−HK$1,105/mo
Today · 4.125%
HK$37,136
baseline
▲ 0.50% · 4.625%
HK$39,395
+HK$2,259/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,272/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,875
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,918
−HK$1,058/mo
Today · 4.125%
HK$40,976
baseline
▲ 0.50% · 4.625%
HK$43,135
+HK$2,159/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,952/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,933
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,238
−HK$1,325/mo
Today · 4.125%
HK$44,563
baseline
▲ 0.50% · 4.625%
HK$47,274
+HK$2,711/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,126/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,650
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,901
−HK$1,270/mo
Today · 4.125%
HK$49,171
baseline
▲ 0.50% · 4.625%
HK$51,763
+HK$2,592/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,342/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,922
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,444
−HK$1,546/mo
Today · 4.125%
HK$51,990
baseline
▲ 0.50% · 4.625%
HK$55,153
+HK$3,163/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$103,980/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,425
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,885
−HK$1,481/mo
Today · 4.125%
HK$57,366
baseline
▲ 0.50% · 4.625%
HK$60,390
+HK$3,024/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,732/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,900
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,856
−HK$1,988/mo
Today · 4.125%
HK$66,844
baseline
▲ 0.50% · 4.625%
HK$70,912
+HK$4,068/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$133,688/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,975
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,852
−HK$1,904/mo
Today · 4.125%
HK$73,756
baseline
▲ 0.50% · 4.625%
HK$77,644
+HK$3,888/mo
Deposit HK$1.53M · loan HK$13.79M · min. income ≈ HK$147,512/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,679 · Scale 2, in force from 26 Feb 2026)