LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,953
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,040
−HK$1,105/mo
Today · 4.125%
HK$37,145
baseline
▲ 0.50% · 4.625%
HK$39,405
+HK$2,260/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,290/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,885
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,928
−HK$1,058/mo
Today · 4.125%
HK$40,986
baseline
▲ 0.50% · 4.625%
HK$43,146
+HK$2,160/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,972/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,944
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,248
−HK$1,326/mo
Today · 4.125%
HK$44,574
baseline
▲ 0.50% · 4.625%
HK$47,286
+HK$2,712/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,148/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,662
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,913
−HK$1,270/mo
Today · 4.125%
HK$49,183
baseline
▲ 0.50% · 4.625%
HK$51,775
+HK$2,592/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,366/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,934
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,456
−HK$1,547/mo
Today · 4.125%
HK$52,003
baseline
▲ 0.50% · 4.625%
HK$55,167
+HK$3,164/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,006/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,439
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,899
−HK$1,481/mo
Today · 4.125%
HK$57,380
baseline
▲ 0.50% · 4.625%
HK$60,404
+HK$3,024/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,760/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,915
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,872
−HK$1,989/mo
Today · 4.125%
HK$66,861
baseline
▲ 0.50% · 4.625%
HK$70,929
+HK$4,068/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,722/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,993
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,870
−HK$1,904/mo
Today · 4.125%
HK$73,774
baseline
▲ 0.50% · 4.625%
HK$77,663
+HK$3,889/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,548/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,820 · Scale 2, in force from 26 Feb 2026)