LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,955
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,043
−HK$1,104/mo
Today · 4.125%
HK$37,147
baseline
▲ 0.50% · 4.625%
HK$39,408
+HK$2,261/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,294/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,888
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,931
−HK$1,058/mo
Today · 4.125%
HK$40,989
baseline
▲ 0.50% · 4.625%
HK$43,149
+HK$2,160/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,978/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,947
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,251
−HK$1,326/mo
Today · 4.125%
HK$44,577
baseline
▲ 0.50% · 4.625%
HK$47,289
+HK$2,712/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,154/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,665
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,917
−HK$1,269/mo
Today · 4.125%
HK$49,186
baseline
▲ 0.50% · 4.625%
HK$51,779
+HK$2,593/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,372/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,938
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,460
−HK$1,546/mo
Today · 4.125%
HK$52,006
baseline
▲ 0.50% · 4.625%
HK$55,171
+HK$3,165/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,012/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,443
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,903
−HK$1,481/mo
Today · 4.125%
HK$57,384
baseline
▲ 0.50% · 4.625%
HK$60,409
+HK$3,025/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,768/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,920
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,877
−HK$1,988/mo
Today · 4.125%
HK$66,865
baseline
▲ 0.50% · 4.625%
HK$70,934
+HK$4,069/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,730/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,998
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,875
−HK$1,904/mo
Today · 4.125%
HK$73,779
baseline
▲ 0.50% · 4.625%
HK$77,668
+HK$3,889/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,558/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,861 · Scale 2, in force from 26 Feb 2026)