LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,956
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,044
−HK$1,104/mo
Today · 4.125%
HK$37,148
baseline
▲ 0.50% · 4.625%
HK$39,409
+HK$2,261/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,296/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,888
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,931
−HK$1,058/mo
Today · 4.125%
HK$40,989
baseline
▲ 0.50% · 4.625%
HK$43,150
+HK$2,161/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,978/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,947
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,252
−HK$1,326/mo
Today · 4.125%
HK$44,578
baseline
▲ 0.50% · 4.625%
HK$47,290
+HK$2,712/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,156/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,666
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,918
−HK$1,269/mo
Today · 4.125%
HK$49,187
baseline
▲ 0.50% · 4.625%
HK$51,780
+HK$2,593/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,374/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,939
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,461
−HK$1,547/mo
Today · 4.125%
HK$52,008
baseline
▲ 0.50% · 4.625%
HK$55,172
+HK$3,164/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,016/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,444
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,904
−HK$1,481/mo
Today · 4.125%
HK$57,385
baseline
▲ 0.50% · 4.625%
HK$60,410
+HK$3,025/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,770/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,921
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,878
−HK$1,989/mo
Today · 4.125%
HK$66,867
baseline
▲ 0.50% · 4.625%
HK$70,936
+HK$4,069/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,734/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,999
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,877
−HK$1,904/mo
Today · 4.125%
HK$73,781
baseline
▲ 0.50% · 4.625%
HK$77,670
+HK$3,889/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,562/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,874 · Scale 2, in force from 26 Feb 2026)