LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,958
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,045
−HK$1,105/mo
Today · 4.125%
HK$37,150
baseline
▲ 0.50% · 4.625%
HK$39,410
+HK$2,260/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,300/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,890
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,933
−HK$1,058/mo
Today · 4.125%
HK$40,991
baseline
▲ 0.50% · 4.625%
HK$43,152
+HK$2,161/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$81,982/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,949
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,254
−HK$1,326/mo
Today · 4.125%
HK$44,580
baseline
▲ 0.50% · 4.625%
HK$47,292
+HK$2,712/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,160/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,668
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,920
−HK$1,269/mo
Today · 4.125%
HK$49,189
baseline
▲ 0.50% · 4.625%
HK$51,782
+HK$2,593/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,378/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,941
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,463
−HK$1,547/mo
Today · 4.125%
HK$52,010
baseline
▲ 0.50% · 4.625%
HK$55,174
+HK$3,164/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,020/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,446
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,906
−HK$1,481/mo
Today · 4.125%
HK$57,387
baseline
▲ 0.50% · 4.625%
HK$60,412
+HK$3,025/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,774/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,924
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,881
−HK$1,988/mo
Today · 4.125%
HK$66,869
baseline
▲ 0.50% · 4.625%
HK$70,938
+HK$4,069/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,738/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,002
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,879
−HK$1,905/mo
Today · 4.125%
HK$73,784
baseline
▲ 0.50% · 4.625%
HK$77,673
+HK$3,889/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,568/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,896 · Scale 2, in force from 26 Feb 2026)