LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,959
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,046
−HK$1,105/mo
Today · 4.125%
HK$37,151
baseline
▲ 0.50% · 4.625%
HK$39,412
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,302/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,892
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,935
−HK$1,058/mo
Today · 4.125%
HK$40,993
baseline
▲ 0.50% · 4.625%
HK$43,154
+HK$2,161/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$81,986/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,951
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,256
−HK$1,326/mo
Today · 4.125%
HK$44,582
baseline
▲ 0.50% · 4.625%
HK$47,294
+HK$2,712/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,164/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,670
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,922
−HK$1,269/mo
Today · 4.125%
HK$49,191
baseline
▲ 0.50% · 4.625%
HK$51,784
+HK$2,593/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,382/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,943
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,465
−HK$1,547/mo
Today · 4.125%
HK$52,012
baseline
▲ 0.50% · 4.625%
HK$55,177
+HK$3,165/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,024/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,448
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,908
−HK$1,482/mo
Today · 4.125%
HK$57,390
baseline
▲ 0.50% · 4.625%
HK$60,415
+HK$3,025/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,780/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,926
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,884
−HK$1,988/mo
Today · 4.125%
HK$66,872
baseline
▲ 0.50% · 4.625%
HK$70,941
+HK$4,069/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,744/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,005
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,882
−HK$1,905/mo
Today · 4.125%
HK$73,787
baseline
▲ 0.50% · 4.625%
HK$77,676
+HK$3,889/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,574/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,920 · Scale 2, in force from 26 Feb 2026)