LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,960
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,048
−HK$1,105/mo
Today · 4.125%
HK$37,153
baseline
▲ 0.50% · 4.625%
HK$39,413
+HK$2,260/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,306/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,893
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,936
−HK$1,058/mo
Today · 4.125%
HK$40,994
baseline
▲ 0.50% · 4.625%
HK$43,155
+HK$2,161/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$81,988/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,953
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,257
−HK$1,326/mo
Today · 4.125%
HK$44,583
baseline
▲ 0.50% · 4.625%
HK$47,296
+HK$2,713/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,166/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,672
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,923
−HK$1,270/mo
Today · 4.125%
HK$49,193
baseline
▲ 0.50% · 4.625%
HK$51,786
+HK$2,593/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,386/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,945
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,467
−HK$1,547/mo
Today · 4.125%
HK$52,014
baseline
▲ 0.50% · 4.625%
HK$55,179
+HK$3,165/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,028/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,450
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,911
−HK$1,481/mo
Today · 4.125%
HK$57,392
baseline
▲ 0.50% · 4.625%
HK$60,417
+HK$3,025/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,784/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,929
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,886
−HK$1,989/mo
Today · 4.125%
HK$66,875
baseline
▲ 0.50% · 4.625%
HK$70,944
+HK$4,069/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,750/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,008
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,885
−HK$1,905/mo
Today · 4.125%
HK$73,790
baseline
▲ 0.50% · 4.625%
HK$77,679
+HK$3,889/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,580/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,943 · Scale 2, in force from 26 Feb 2026)