LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,961
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,049
−HK$1,104/mo
Today · 4.125%
HK$37,153
baseline
▲ 0.50% · 4.625%
HK$39,414
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,306/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,894
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,937
−HK$1,058/mo
Today · 4.125%
HK$40,995
baseline
▲ 0.50% · 4.625%
HK$43,156
+HK$2,161/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$81,990/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,953
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,258
−HK$1,326/mo
Today · 4.125%
HK$44,584
baseline
▲ 0.50% · 4.625%
HK$47,297
+HK$2,713/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,168/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,673
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,924
−HK$1,270/mo
Today · 4.125%
HK$49,194
baseline
▲ 0.50% · 4.625%
HK$51,787
+HK$2,593/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,388/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,946
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,468
−HK$1,547/mo
Today · 4.125%
HK$52,015
baseline
▲ 0.50% · 4.625%
HK$55,180
+HK$3,165/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,030/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,451
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,912
−HK$1,481/mo
Today · 4.125%
HK$57,393
baseline
▲ 0.50% · 4.625%
HK$60,419
+HK$3,026/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,786/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,930
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,887
−HK$1,989/mo
Today · 4.125%
HK$66,876
baseline
▲ 0.50% · 4.625%
HK$70,946
+HK$4,070/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,752/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,009
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,887
−HK$1,904/mo
Today · 4.125%
HK$73,791
baseline
▲ 0.50% · 4.625%
HK$77,681
+HK$3,890/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,582/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,954 · Scale 2, in force from 26 Feb 2026)