LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,962
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,050
−HK$1,105/mo
Today · 4.125%
HK$37,155
baseline
▲ 0.50% · 4.625%
HK$39,416
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,310/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,895
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,938
−HK$1,059/mo
Today · 4.125%
HK$40,997
baseline
▲ 0.50% · 4.625%
HK$43,158
+HK$2,161/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$81,994/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,955
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,260
−HK$1,326/mo
Today · 4.125%
HK$44,586
baseline
▲ 0.50% · 4.625%
HK$47,299
+HK$2,713/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,172/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,674
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,926
−HK$1,270/mo
Today · 4.125%
HK$49,196
baseline
▲ 0.50% · 4.625%
HK$51,789
+HK$2,593/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,392/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,947
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,470
−HK$1,547/mo
Today · 4.125%
HK$52,017
baseline
▲ 0.50% · 4.625%
HK$55,182
+HK$3,165/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,034/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,453
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,914
−HK$1,481/mo
Today · 4.125%
HK$57,395
baseline
▲ 0.50% · 4.625%
HK$60,421
+HK$3,026/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,790/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,932
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,890
−HK$1,989/mo
Today · 4.125%
HK$66,879
baseline
▲ 0.50% · 4.625%
HK$70,948
+HK$4,069/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,758/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,011
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,889
−HK$1,905/mo
Today · 4.125%
HK$73,794
baseline
▲ 0.50% · 4.625%
HK$77,684
+HK$3,890/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,588/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,974 · Scale 2, in force from 26 Feb 2026)