LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,963
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,051
−HK$1,105/mo
Today · 4.125%
HK$37,156
baseline
▲ 0.50% · 4.625%
HK$39,417
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,312/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,897
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,940
−HK$1,058/mo
Today · 4.125%
HK$40,998
baseline
▲ 0.50% · 4.625%
HK$43,159
+HK$2,161/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$81,996/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$574,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,956
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,261
−HK$1,326/mo
Today · 4.125%
HK$44,587
baseline
▲ 0.50% · 4.625%
HK$47,300
+HK$2,713/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,174/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,676
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,928
−HK$1,270/mo
Today · 4.125%
HK$49,198
baseline
▲ 0.50% · 4.625%
HK$51,791
+HK$2,593/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,396/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$574,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,949
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,471
−HK$1,547/mo
Today · 4.125%
HK$52,018
baseline
▲ 0.50% · 4.625%
HK$55,184
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,036/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,455
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,916
−HK$1,481/mo
Today · 4.125%
HK$57,397
baseline
▲ 0.50% · 4.625%
HK$60,423
+HK$3,026/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,794/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,934
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,892
−HK$1,989/mo
Today · 4.125%
HK$66,881
baseline
▲ 0.50% · 4.625%
HK$70,950
+HK$4,069/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,762/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,014
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,891
−HK$1,905/mo
Today · 4.125%
HK$73,796
baseline
▲ 0.50% · 4.625%
HK$77,686
+HK$3,890/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,592/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,993 · Scale 2, in force from 26 Feb 2026)