LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,964
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,052
−HK$1,105/mo
Today · 4.125%
HK$37,157
baseline
▲ 0.50% · 4.625%
HK$39,418
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,314/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,897
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,941
−HK$1,058/mo
Today · 4.125%
HK$40,999
baseline
▲ 0.50% · 4.625%
HK$43,160
+HK$2,161/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$81,998/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,957
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,262
−HK$1,326/mo
Today · 4.125%
HK$44,588
baseline
▲ 0.50% · 4.625%
HK$47,301
+HK$2,713/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,176/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,677
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,929
−HK$1,270/mo
Today · 4.125%
HK$49,199
baseline
▲ 0.50% · 4.625%
HK$51,792
+HK$2,593/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,398/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,950
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,472
−HK$1,547/mo
Today · 4.125%
HK$52,019
baseline
▲ 0.50% · 4.625%
HK$55,185
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,038/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,456
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,917
−HK$1,481/mo
Today · 4.125%
HK$57,398
baseline
▲ 0.50% · 4.625%
HK$60,424
+HK$3,026/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,796/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,936
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,893
−HK$1,989/mo
Today · 4.125%
HK$66,882
baseline
▲ 0.50% · 4.625%
HK$70,952
+HK$4,070/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,764/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,015
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,893
−HK$1,905/mo
Today · 4.125%
HK$73,798
baseline
▲ 0.50% · 4.625%
HK$77,688
+HK$3,890/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,596/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,005 · Scale 2, in force from 26 Feb 2026)