LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,964
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,052
−HK$1,105/mo
Today · 4.125%
HK$37,157
baseline
▲ 0.50% · 4.625%
HK$39,418
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,314/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,898
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,941
−HK$1,058/mo
Today · 4.125%
HK$40,999
baseline
▲ 0.50% · 4.625%
HK$43,160
+HK$2,161/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$81,998/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,957
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,263
−HK$1,325/mo
Today · 4.125%
HK$44,588
baseline
▲ 0.50% · 4.625%
HK$47,302
+HK$2,714/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,176/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,677
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,929
−HK$1,270/mo
Today · 4.125%
HK$49,199
baseline
▲ 0.50% · 4.625%
HK$51,792
+HK$2,593/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,398/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,950
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,473
−HK$1,547/mo
Today · 4.125%
HK$52,020
baseline
▲ 0.50% · 4.625%
HK$55,185
+HK$3,165/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,040/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,457
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,917
−HK$1,482/mo
Today · 4.125%
HK$57,399
baseline
▲ 0.50% · 4.625%
HK$60,424
+HK$3,025/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,798/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,936
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,894
−HK$1,989/mo
Today · 4.125%
HK$66,883
baseline
▲ 0.50% · 4.625%
HK$70,952
+HK$4,069/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,766/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,016
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,894
−HK$1,904/mo
Today · 4.125%
HK$73,798
baseline
▲ 0.50% · 4.625%
HK$77,689
+HK$3,891/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,596/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,010 · Scale 2, in force from 26 Feb 2026)