LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,967
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,055
−HK$1,105/mo
Today · 4.125%
HK$37,160
baseline
▲ 0.50% · 4.625%
HK$39,421
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,320/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,901
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,944
−HK$1,059/mo
Today · 4.125%
HK$41,003
baseline
▲ 0.50% · 4.625%
HK$43,164
+HK$2,161/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,006/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,961
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,266
−HK$1,326/mo
Today · 4.125%
HK$44,592
baseline
▲ 0.50% · 4.625%
HK$47,306
+HK$2,714/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,184/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,681
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,933
−HK$1,270/mo
Today · 4.125%
HK$49,203
baseline
▲ 0.50% · 4.625%
HK$51,797
+HK$2,594/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,406/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,954
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,477
−HK$1,547/mo
Today · 4.125%
HK$52,024
baseline
▲ 0.50% · 4.625%
HK$55,190
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$104,048/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,461
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,922
−HK$1,482/mo
Today · 4.125%
HK$57,404
baseline
▲ 0.50% · 4.625%
HK$60,430
+HK$3,026/mo
Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$114,808/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,941
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,899
−HK$1,989/mo
Today · 4.125%
HK$66,888
baseline
▲ 0.50% · 4.625%
HK$70,958
+HK$4,070/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,776/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,022
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,900
−HK$1,905/mo
Today · 4.125%
HK$73,805
baseline
▲ 0.50% · 4.625%
HK$77,695
+HK$3,890/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,610/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,059 · Scale 2, in force from 26 Feb 2026)