LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,970
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,058
−HK$1,105/mo
Today · 4.125%
HK$37,163
baseline
▲ 0.50% · 4.625%
HK$39,424
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,326/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,904
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,947
−HK$1,058/mo
Today · 4.125%
HK$41,005
baseline
▲ 0.50% · 4.625%
HK$43,167
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,010/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,964
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,269
−HK$1,326/mo
Today · 4.125%
HK$44,595
baseline
▲ 0.50% · 4.625%
HK$47,309
+HK$2,714/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,190/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,684
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,936
−HK$1,270/mo
Today · 4.125%
HK$49,206
baseline
▲ 0.50% · 4.625%
HK$51,800
+HK$2,594/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,412/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,958
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,481
−HK$1,547/mo
Today · 4.125%
HK$52,028
baseline
▲ 0.50% · 4.625%
HK$55,194
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,056/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,465
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,926
−HK$1,481/mo
Today · 4.125%
HK$57,407
baseline
▲ 0.50% · 4.625%
HK$60,434
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,814/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,946
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,904
−HK$1,989/mo
Today · 4.125%
HK$66,893
baseline
▲ 0.50% · 4.625%
HK$70,963
+HK$4,070/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,786/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,026
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,904
−HK$1,906/mo
Today · 4.125%
HK$73,810
baseline
▲ 0.50% · 4.625%
HK$77,700
+HK$3,890/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,620/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,096 · Scale 2, in force from 26 Feb 2026)