LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,970
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,058
−HK$1,105/mo
Today · 4.125%
HK$37,163
baseline
▲ 0.50% · 4.625%
HK$39,425
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,326/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,904
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,948
−HK$1,058/mo
Today · 4.125%
HK$41,006
baseline
▲ 0.50% · 4.625%
HK$43,168
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,012/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,965
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,270
−HK$1,326/mo
Today · 4.125%
HK$44,596
baseline
▲ 0.50% · 4.625%
HK$47,310
+HK$2,714/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,192/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,685
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,937
−HK$1,270/mo
Today · 4.125%
HK$49,207
baseline
▲ 0.50% · 4.625%
HK$51,801
+HK$2,594/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,414/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,959
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,482
−HK$1,547/mo
Today · 4.125%
HK$52,029
baseline
▲ 0.50% · 4.625%
HK$55,195
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,058/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,466
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,927
−HK$1,482/mo
Today · 4.125%
HK$57,409
baseline
▲ 0.50% · 4.625%
HK$60,435
+HK$3,026/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,818/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,947
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,905
−HK$1,989/mo
Today · 4.125%
HK$66,894
baseline
▲ 0.50% · 4.625%
HK$70,965
+HK$4,071/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,788/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,028
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,906
−HK$1,905/mo
Today · 4.125%
HK$73,811
baseline
▲ 0.50% · 4.625%
HK$77,702
+HK$3,891/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,622/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,108 · Scale 2, in force from 26 Feb 2026)