LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,971
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,059
−HK$1,105/mo
Today · 4.125%
HK$37,164
baseline
▲ 0.50% · 4.625%
HK$39,426
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,328/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,905
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,949
−HK$1,058/mo
Today · 4.125%
HK$41,007
baseline
▲ 0.50% · 4.625%
HK$43,169
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,014/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,965
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,271
−HK$1,326/mo
Today · 4.125%
HK$44,597
baseline
▲ 0.50% · 4.625%
HK$47,311
+HK$2,714/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,194/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,686
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,938
−HK$1,270/mo
Today · 4.125%
HK$49,208
baseline
▲ 0.50% · 4.625%
HK$51,802
+HK$2,594/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,416/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,960
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,483
−HK$1,547/mo
Today · 4.125%
HK$52,030
baseline
▲ 0.50% · 4.625%
HK$55,196
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,060/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,467
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,928
−HK$1,482/mo
Today · 4.125%
HK$57,410
baseline
▲ 0.50% · 4.625%
HK$60,436
+HK$3,026/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,820/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,948
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,906
−HK$1,990/mo
Today · 4.125%
HK$66,896
baseline
▲ 0.50% · 4.625%
HK$70,966
+HK$4,070/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,792/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,029
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,907
−HK$1,906/mo
Today · 4.125%
HK$73,813
baseline
▲ 0.50% · 4.625%
HK$77,703
+HK$3,890/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,626/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,120 · Scale 2, in force from 26 Feb 2026)