LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,972
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,060
−HK$1,105/mo
Today · 4.125%
HK$37,165
baseline
▲ 0.50% · 4.625%
HK$39,426
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,330/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,906
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,949
−HK$1,059/mo
Today · 4.125%
HK$41,008
baseline
▲ 0.50% · 4.625%
HK$43,170
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,016/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,966
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,272
−HK$1,326/mo
Today · 4.125%
HK$44,598
baseline
▲ 0.50% · 4.625%
HK$47,312
+HK$2,714/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,196/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,687
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,939
−HK$1,271/mo
Today · 4.125%
HK$49,210
baseline
▲ 0.50% · 4.625%
HK$51,803
+HK$2,593/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,420/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,961
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,484
−HK$1,547/mo
Today · 4.125%
HK$52,031
baseline
▲ 0.50% · 4.625%
HK$55,197
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,062/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,468
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,929
−HK$1,482/mo
Today · 4.125%
HK$57,411
baseline
▲ 0.50% · 4.625%
HK$60,437
+HK$3,026/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,822/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,950
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$64,908
−HK$1,989/mo
Today · 4.125%
HK$66,897
baseline
▲ 0.50% · 4.625%
HK$70,968
+HK$4,071/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,794/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,031
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$71,909
−HK$1,905/mo
Today · 4.125%
HK$73,814
baseline
▲ 0.50% · 4.625%
HK$77,705
+HK$3,891/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,628/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,133 · Scale 2, in force from 26 Feb 2026)