LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,973
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,061
−HK$1,105/mo
Today · 4.125%
HK$37,166
baseline
▲ 0.50% · 4.625%
HK$39,427
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,332/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,907
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,950
−HK$1,059/mo
Today · 4.125%
HK$41,009
baseline
▲ 0.50% · 4.625%
HK$43,170
+HK$2,161/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,018/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,967
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,273
−HK$1,326/mo
Today · 4.125%
HK$44,599
baseline
▲ 0.50% · 4.625%
HK$47,313
+HK$2,714/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$89,198/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,688
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,940
−HK$1,271/mo
Today · 4.125%
HK$49,211
baseline
▲ 0.50% · 4.625%
HK$51,805
+HK$2,594/mo
Deposit HK$6.13M · loan HK$9.20M · min. income ≈ HK$98,422/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,962
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,485
−HK$1,547/mo
Today · 4.125%
HK$52,032
baseline
▲ 0.50% · 4.625%
HK$55,198
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,064/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,470
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,930
−HK$1,482/mo
Today · 4.125%
HK$57,412
baseline
▲ 0.50% · 4.625%
HK$60,439
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,824/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,951
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,909
−HK$1,990/mo
Today · 4.125%
HK$66,899
baseline
▲ 0.50% · 4.625%
HK$70,969
+HK$4,070/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,798/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,032
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,911
−HK$1,905/mo
Today · 4.125%
HK$73,816
baseline
▲ 0.50% · 4.625%
HK$77,707
+HK$3,891/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,632/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,145 · Scale 2, in force from 26 Feb 2026)