LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,975
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,063
−HK$1,106/mo
Today · 4.125%
HK$37,169
baseline
▲ 0.50% · 4.625%
HK$39,430
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,338/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,910
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,953
−HK$1,059/mo
Today · 4.125%
HK$41,012
baseline
▲ 0.50% · 4.625%
HK$43,174
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,024/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,971
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,276
−HK$1,326/mo
Today · 4.125%
HK$44,602
baseline
▲ 0.50% · 4.625%
HK$47,316
+HK$2,714/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$89,204/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,692
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,944
−HK$1,270/mo
Today · 4.125%
HK$49,214
baseline
▲ 0.50% · 4.625%
HK$51,809
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$98,428/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,966
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,489
−HK$1,547/mo
Today · 4.125%
HK$52,036
baseline
▲ 0.50% · 4.625%
HK$55,202
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,072/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,474
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,935
−HK$1,482/mo
Today · 4.125%
HK$57,417
baseline
▲ 0.50% · 4.625%
HK$60,443
+HK$3,026/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,834/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,956
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,914
−HK$1,990/mo
Today · 4.125%
HK$66,904
baseline
▲ 0.50% · 4.625%
HK$70,975
+HK$4,071/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,808/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,038
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,916
−HK$1,906/mo
Today · 4.125%
HK$73,822
baseline
▲ 0.50% · 4.625%
HK$77,713
+HK$3,891/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,644/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,190 · Scale 2, in force from 26 Feb 2026)