LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,977
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,065
−HK$1,105/mo
Today · 4.125%
HK$37,170
baseline
▲ 0.50% · 4.625%
HK$39,432
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,340/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,911
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,955
−HK$1,058/mo
Today · 4.125%
HK$41,013
baseline
▲ 0.50% · 4.625%
HK$43,175
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,026/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,972
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,277
−HK$1,327/mo
Today · 4.125%
HK$44,604
baseline
▲ 0.50% · 4.625%
HK$47,318
+HK$2,714/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$89,208/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,693
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,946
−HK$1,270/mo
Today · 4.125%
HK$49,216
baseline
▲ 0.50% · 4.625%
HK$51,810
+HK$2,594/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$98,432/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,967
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,490
−HK$1,548/mo
Today · 4.125%
HK$52,038
baseline
▲ 0.50% · 4.625%
HK$55,204
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,076/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,476
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,937
−HK$1,482/mo
Today · 4.125%
HK$57,419
baseline
▲ 0.50% · 4.625%
HK$60,445
+HK$3,026/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,838/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,958
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,916
−HK$1,990/mo
Today · 4.125%
HK$66,906
baseline
▲ 0.50% · 4.625%
HK$70,977
+HK$4,071/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$133,812/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,040
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,918
−HK$1,906/mo
Today · 4.125%
HK$73,824
baseline
▲ 0.50% · 4.625%
HK$77,715
+HK$3,891/mo
Deposit HK$1.53M · loan HK$13.80M · min. income ≈ HK$147,648/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,209 · Scale 2, in force from 26 Feb 2026)