LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,977
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,065
−HK$1,106/mo
Today · 4.125%
HK$37,171
baseline
▲ 0.50% · 4.625%
HK$39,432
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,342/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,912
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,956
−HK$1,058/mo
Today · 4.125%
HK$41,014
baseline
▲ 0.50% · 4.625%
HK$43,176
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,028/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$575,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,973
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,278
−HK$1,327/mo
Today · 4.125%
HK$44,605
baseline
▲ 0.50% · 4.625%
HK$47,319
+HK$2,714/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$89,210/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,694
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,947
−HK$1,270/mo
Today · 4.125%
HK$49,217
baseline
▲ 0.50% · 4.625%
HK$51,811
+HK$2,594/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$98,434/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,968
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,491
−HK$1,548/mo
Today · 4.125%
HK$52,039
baseline
▲ 0.50% · 4.625%
HK$55,205
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,078/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,477
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,938
−HK$1,482/mo
Today · 4.125%
HK$57,420
baseline
▲ 0.50% · 4.625%
HK$60,447
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,840/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,959
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,918
−HK$1,989/mo
Today · 4.125%
HK$66,907
baseline
▲ 0.50% · 4.625%
HK$70,978
+HK$4,071/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,814/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,042
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,920
−HK$1,906/mo
Today · 4.125%
HK$73,826
baseline
▲ 0.50% · 4.625%
HK$77,717
+HK$3,891/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,652/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,221 · Scale 2, in force from 26 Feb 2026)