LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,978
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,066
−HK$1,106/mo
Today · 4.125%
HK$37,172
baseline
▲ 0.50% · 4.625%
HK$39,433
+HK$2,261/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,344/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,913
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,956
−HK$1,059/mo
Today · 4.125%
HK$41,015
baseline
▲ 0.50% · 4.625%
HK$43,177
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,030/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,974
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,279
−HK$1,327/mo
Today · 4.125%
HK$44,606
baseline
▲ 0.50% · 4.625%
HK$47,320
+HK$2,714/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$89,212/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,695
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,948
−HK$1,270/mo
Today · 4.125%
HK$49,218
baseline
▲ 0.50% · 4.625%
HK$51,813
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$98,436/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,969
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,493
−HK$1,547/mo
Today · 4.125%
HK$52,040
baseline
▲ 0.50% · 4.625%
HK$55,207
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,080/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,478
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,939
−HK$1,482/mo
Today · 4.125%
HK$57,421
baseline
▲ 0.50% · 4.625%
HK$60,448
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,842/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,961
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,919
−HK$1,990/mo
Today · 4.125%
HK$66,909
baseline
▲ 0.50% · 4.625%
HK$70,980
+HK$4,071/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,818/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,043
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,922
−HK$1,905/mo
Today · 4.125%
HK$73,827
baseline
▲ 0.50% · 4.625%
HK$77,719
+HK$3,892/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,654/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,234 · Scale 2, in force from 26 Feb 2026)