LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,978
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,066
−HK$1,106/mo
Today · 4.125%
HK$37,172
baseline
▲ 0.50% · 4.625%
HK$39,434
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,344/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,913
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,957
−HK$1,058/mo
Today · 4.125%
HK$41,015
baseline
▲ 0.50% · 4.625%
HK$43,177
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,030/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,974
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,280
−HK$1,326/mo
Today · 4.125%
HK$44,606
baseline
▲ 0.50% · 4.625%
HK$47,320
+HK$2,714/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$89,212/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,696
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,948
−HK$1,270/mo
Today · 4.125%
HK$49,218
baseline
▲ 0.50% · 4.625%
HK$51,813
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$98,436/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,970
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,493
−HK$1,548/mo
Today · 4.125%
HK$52,041
baseline
▲ 0.50% · 4.625%
HK$55,207
+HK$3,166/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,082/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,478
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,939
−HK$1,483/mo
Today · 4.125%
HK$57,422
baseline
▲ 0.50% · 4.625%
HK$60,448
+HK$3,026/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,844/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,961
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,919
−HK$1,990/mo
Today · 4.125%
HK$66,909
baseline
▲ 0.50% · 4.625%
HK$70,980
+HK$4,071/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,818/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,043
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,922
−HK$1,906/mo
Today · 4.125%
HK$73,828
baseline
▲ 0.50% · 4.625%
HK$77,719
+HK$3,891/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,656/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,237 · Scale 2, in force from 26 Feb 2026)