LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,980
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,068
−HK$1,106/mo
Today · 4.125%
HK$37,174
baseline
▲ 0.50% · 4.625%
HK$39,436
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,348/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,915
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,959
−HK$1,059/mo
Today · 4.125%
HK$41,018
baseline
▲ 0.50% · 4.625%
HK$43,180
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,036/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,976
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,282
−HK$1,327/mo
Today · 4.125%
HK$44,609
baseline
▲ 0.50% · 4.625%
HK$47,323
+HK$2,714/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$89,218/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,698
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,951
−HK$1,270/mo
Today · 4.125%
HK$49,221
baseline
▲ 0.50% · 4.625%
HK$51,816
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$98,442/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,972
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,496
−HK$1,547/mo
Today · 4.125%
HK$52,043
baseline
▲ 0.50% · 4.625%
HK$55,210
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,086/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,481
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,943
−HK$1,482/mo
Today · 4.125%
HK$57,425
baseline
▲ 0.50% · 4.625%
HK$60,452
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,850/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,965
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,923
−HK$1,990/mo
Today · 4.125%
HK$66,913
baseline
▲ 0.50% · 4.625%
HK$70,985
+HK$4,072/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,826/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,047
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,926
−HK$1,906/mo
Today · 4.125%
HK$73,832
baseline
▲ 0.50% · 4.625%
HK$77,724
+HK$3,892/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,664/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,270 · Scale 2, in force from 26 Feb 2026)