LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,982
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,070
−HK$1,106/mo
Today · 4.125%
HK$37,176
baseline
▲ 0.50% · 4.625%
HK$39,438
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,352/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,917
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,961
−HK$1,059/mo
Today · 4.125%
HK$41,020
baseline
▲ 0.50% · 4.625%
HK$43,182
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,040/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,979
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,284
−HK$1,327/mo
Today · 4.125%
HK$44,611
baseline
▲ 0.50% · 4.625%
HK$47,326
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$89,222/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,701
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,953
−HK$1,271/mo
Today · 4.125%
HK$49,224
baseline
▲ 0.50% · 4.625%
HK$51,819
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.20M · min. income ≈ HK$98,448/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,975
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,499
−HK$1,547/mo
Today · 4.125%
HK$52,046
baseline
▲ 0.50% · 4.625%
HK$55,213
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,092/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,484
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,946
−HK$1,482/mo
Today · 4.125%
HK$57,428
baseline
▲ 0.50% · 4.625%
HK$60,455
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,856/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,968
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,927
−HK$1,990/mo
Today · 4.125%
HK$66,917
baseline
▲ 0.50% · 4.625%
HK$70,988
+HK$4,071/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,834/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,051
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,930
−HK$1,906/mo
Today · 4.125%
HK$73,836
baseline
▲ 0.50% · 4.625%
HK$77,728
+HK$3,892/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,672/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,301 · Scale 2, in force from 26 Feb 2026)