LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,983
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,072
−HK$1,105/mo
Today · 4.125%
HK$37,177
baseline
▲ 0.50% · 4.625%
HK$39,439
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,354/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,919
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,962
−HK$1,059/mo
Today · 4.125%
HK$41,021
baseline
▲ 0.50% · 4.625%
HK$43,184
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,042/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,980
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,286
−HK$1,327/mo
Today · 4.125%
HK$44,613
baseline
▲ 0.50% · 4.625%
HK$47,327
+HK$2,714/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,226/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,702
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,955
−HK$1,271/mo
Today · 4.125%
HK$49,226
baseline
▲ 0.50% · 4.625%
HK$51,820
+HK$2,594/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,452/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,977
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,500
−HK$1,548/mo
Today · 4.125%
HK$52,048
baseline
▲ 0.50% · 4.625%
HK$55,215
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,096/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,486
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,947
−HK$1,483/mo
Today · 4.125%
HK$57,430
baseline
▲ 0.50% · 4.625%
HK$60,457
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,860/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,970
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,929
−HK$1,990/mo
Today · 4.125%
HK$66,919
baseline
▲ 0.50% · 4.625%
HK$70,991
+HK$4,072/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,838/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,054
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,932
−HK$1,906/mo
Today · 4.125%
HK$73,838
baseline
▲ 0.50% · 4.625%
HK$77,731
+HK$3,893/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,676/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,321 · Scale 2, in force from 26 Feb 2026)