LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,984
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,072
−HK$1,106/mo
Today · 4.125%
HK$37,178
baseline
▲ 0.50% · 4.625%
HK$39,440
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,356/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,919
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,963
−HK$1,059/mo
Today · 4.125%
HK$41,022
baseline
▲ 0.50% · 4.625%
HK$43,184
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,044/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,981
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,286
−HK$1,327/mo
Today · 4.125%
HK$44,613
baseline
▲ 0.50% · 4.625%
HK$47,328
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,226/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,703
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,956
−HK$1,270/mo
Today · 4.125%
HK$49,226
baseline
▲ 0.50% · 4.625%
HK$51,821
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,452/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,977
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,501
−HK$1,548/mo
Today · 4.125%
HK$52,049
baseline
▲ 0.50% · 4.625%
HK$55,216
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,098/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,487
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,948
−HK$1,483/mo
Today · 4.125%
HK$57,431
baseline
▲ 0.50% · 4.625%
HK$60,458
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,862/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,971
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,930
−HK$1,990/mo
Today · 4.125%
HK$66,920
baseline
▲ 0.50% · 4.625%
HK$70,992
+HK$4,072/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,840/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,054
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,933
−HK$1,906/mo
Today · 4.125%
HK$73,839
baseline
▲ 0.50% · 4.625%
HK$77,731
+HK$3,892/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,678/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,328 · Scale 2, in force from 26 Feb 2026)