LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,984
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,073
−HK$1,105/mo
Today · 4.125%
HK$37,178
baseline
▲ 0.50% · 4.625%
HK$39,440
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,356/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,920
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,963
−HK$1,059/mo
Today · 4.125%
HK$41,022
baseline
▲ 0.50% · 4.625%
HK$43,185
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,044/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,981
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,287
−HK$1,327/mo
Today · 4.125%
HK$44,614
baseline
▲ 0.50% · 4.625%
HK$47,328
+HK$2,714/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,228/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,704
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,956
−HK$1,271/mo
Today · 4.125%
HK$49,227
baseline
▲ 0.50% · 4.625%
HK$51,822
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,454/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,978
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,502
−HK$1,547/mo
Today · 4.125%
HK$52,049
baseline
▲ 0.50% · 4.625%
HK$55,216
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,098/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,488
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,949
−HK$1,482/mo
Today · 4.125%
HK$57,431
baseline
▲ 0.50% · 4.625%
HK$60,459
+HK$3,028/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,862/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,972
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,931
−HK$1,990/mo
Today · 4.125%
HK$66,921
baseline
▲ 0.50% · 4.625%
HK$70,993
+HK$4,072/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,842/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,055
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,934
−HK$1,906/mo
Today · 4.125%
HK$73,840
baseline
▲ 0.50% · 4.625%
HK$77,733
+HK$3,893/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,680/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,335 · Scale 2, in force from 26 Feb 2026)