LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,985
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,073
−HK$1,105/mo
Today · 4.125%
HK$37,178
baseline
▲ 0.50% · 4.625%
HK$39,441
+HK$2,263/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,356/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,920
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,964
−HK$1,059/mo
Today · 4.125%
HK$41,023
baseline
▲ 0.50% · 4.625%
HK$43,185
+HK$2,162/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,046/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,982
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,287
−HK$1,327/mo
Today · 4.125%
HK$44,614
baseline
▲ 0.50% · 4.625%
HK$47,329
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,228/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,704
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,957
−HK$1,270/mo
Today · 4.125%
HK$49,227
baseline
▲ 0.50% · 4.625%
HK$51,822
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,454/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,978
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,502
−HK$1,548/mo
Today · 4.125%
HK$52,050
baseline
▲ 0.50% · 4.625%
HK$55,217
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,100/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,488
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,949
−HK$1,483/mo
Today · 4.125%
HK$57,432
baseline
▲ 0.50% · 4.625%
HK$60,459
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,864/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,972
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,931
−HK$1,990/mo
Today · 4.125%
HK$66,921
baseline
▲ 0.50% · 4.625%
HK$70,993
+HK$4,072/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,842/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,056
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,935
−HK$1,906/mo
Today · 4.125%
HK$73,841
baseline
▲ 0.50% · 4.625%
HK$77,733
+HK$3,892/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,682/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,341 · Scale 2, in force from 26 Feb 2026)