LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,985
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,073
−HK$1,106/mo
Today · 4.125%
HK$37,179
baseline
▲ 0.50% · 4.625%
HK$39,441
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,358/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,921
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,965
−HK$1,058/mo
Today · 4.125%
HK$41,023
baseline
▲ 0.50% · 4.625%
HK$43,186
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,046/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,982
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,288
−HK$1,327/mo
Today · 4.125%
HK$44,615
baseline
▲ 0.50% · 4.625%
HK$47,330
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,230/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,705
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,957
−HK$1,271/mo
Today · 4.125%
HK$49,228
baseline
▲ 0.50% · 4.625%
HK$51,823
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,456/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,979
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,503
−HK$1,548/mo
Today · 4.125%
HK$52,051
baseline
▲ 0.50% · 4.625%
HK$55,218
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,102/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,489
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,950
−HK$1,483/mo
Today · 4.125%
HK$57,433
baseline
▲ 0.50% · 4.625%
HK$60,460
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,866/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,973
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,932
−HK$1,990/mo
Today · 4.125%
HK$66,922
baseline
▲ 0.50% · 4.625%
HK$70,994
+HK$4,072/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,844/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,057
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,936
−HK$1,906/mo
Today · 4.125%
HK$73,842
baseline
▲ 0.50% · 4.625%
HK$77,735
+HK$3,893/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,684/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,350 · Scale 2, in force from 26 Feb 2026)