LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,987
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,075
−HK$1,106/mo
Today · 4.125%
HK$37,181
baseline
▲ 0.50% · 4.625%
HK$39,443
+HK$2,262/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,362/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,922
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,966
−HK$1,059/mo
Today · 4.125%
HK$41,025
baseline
▲ 0.50% · 4.625%
HK$43,188
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,050/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,984
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,290
−HK$1,327/mo
Today · 4.125%
HK$44,617
baseline
▲ 0.50% · 4.625%
HK$47,332
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,234/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,707
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,960
−HK$1,270/mo
Today · 4.125%
HK$49,230
baseline
▲ 0.50% · 4.625%
HK$51,825
+HK$2,595/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,460/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,981
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,505
−HK$1,548/mo
Today · 4.125%
HK$52,053
baseline
▲ 0.50% · 4.625%
HK$55,220
+HK$3,167/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,106/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,491
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,953
−HK$1,482/mo
Today · 4.125%
HK$57,435
baseline
▲ 0.50% · 4.625%
HK$60,463
+HK$3,028/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,870/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,976
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,935
−HK$1,990/mo
Today · 4.125%
HK$66,925
baseline
▲ 0.50% · 4.625%
HK$70,998
+HK$4,073/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,850/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,060
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$71,939
−HK$1,906/mo
Today · 4.125%
HK$73,845
baseline
▲ 0.50% · 4.625%
HK$77,738
+HK$3,893/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,690/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,376 · Scale 2, in force from 26 Feb 2026)