LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,988
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,077
−HK$1,105/mo
Today · 4.125%
HK$37,182
baseline
▲ 0.50% · 4.625%
HK$39,445
+HK$2,263/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$74,364/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,924
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,968
−HK$1,059/mo
Today · 4.125%
HK$41,027
baseline
▲ 0.50% · 4.625%
HK$43,190
+HK$2,163/mo
Deposit HK$7.67M · loan HK$7.67M · min. income ≈ HK$82,054/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$575,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,986
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,292
−HK$1,327/mo
Today · 4.125%
HK$44,619
baseline
▲ 0.50% · 4.625%
HK$47,334
+HK$2,715/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$89,238/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,709
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,962
−HK$1,270/mo
Today · 4.125%
HK$49,232
baseline
▲ 0.50% · 4.625%
HK$51,828
+HK$2,596/mo
Deposit HK$6.14M · loan HK$9.21M · min. income ≈ HK$98,464/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$575,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,984
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,507
−HK$1,548/mo
Today · 4.125%
HK$52,055
baseline
▲ 0.50% · 4.625%
HK$55,223
+HK$3,168/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$104,110/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,494
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,955
−HK$1,483/mo
Today · 4.125%
HK$57,438
baseline
▲ 0.50% · 4.625%
HK$60,465
+HK$3,027/mo
Deposit HK$4.60M · loan HK$10.74M · min. income ≈ HK$114,876/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$575,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,979
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,938
−HK$1,990/mo
Today · 4.125%
HK$66,928
baseline
▲ 0.50% · 4.625%
HK$71,001
+HK$4,073/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$133,856/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,063
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,942
−HK$1,907/mo
Today · 4.125%
HK$73,849
baseline
▲ 0.50% · 4.625%
HK$77,741
+HK$3,892/mo
Deposit HK$1.53M · loan HK$13.81M · min. income ≈ HK$147,698/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$575,401 · Scale 2, in force from 26 Feb 2026)